%%financial situation: not bad compared2U.S.peers

I won't identify the specific group of peers.

• fully paid houses in decent locations
• spare cash (saving up for U.S. home purchase)
• low-cost uni options for my kids
• i can see how I could maintain my income for 20 years
• I have some low-cost retirement destinations in mind, though they (except Singapore) may become unacceptable.
• my parents don't need my financial support
• medishield for the family
• I don't share that (unnecessary) sense of duty to provide 250k for each kid

luckier than many Chinese(n indian)immigrant peers

• grandparents, kids, .. all healthy
• my parents have great medical benefits and pension
• beautiful wife who is also hardworking and frugal/thrifty
• 2 beautiful, healthy kids
• Aunt Genn is kind and great resource
• my kids can speak Chinese
• Beijing home
• Singapore as a fall-back option
• Singapore as a retirement option
• convenient, affordable lifestyle back in Singapore
• Singapore is better than U.S. for the needy families, the disadvantaged
• ...